All Features
Every feature you need. None you don't.
From splitting a coffee to managing a multi-day trip — NoDue handles it all. Here's everything inside the app.
Expense Splitting
5 smart ways to split any bill
Equal Split
Split any bill equally among everyone in the group. The most common way — one tap and done.
Split by Shares
Assign units to each person. Someone ate 2 portions while others had 1? Give them 2 shares — NoDue does the math.
Split by Percentage
Custom percentage per person. Perfect when people want to pay proportionally — like splitting rent by room size.
Exact Amounts
Specify the precise amount each person owes. Ideal when you know exactly who ordered what.
By Adjustment
Start with equal split, then adjust one person up or down. "Everyone pays ₹200, except Rahul who pays ₹50 extra."
AI Bill Scanner
Snap a photo of any receipt or bill. Our AI extracts amount, date, merchant, and description — auto-fills the expense in seconds. 10 free scans/month, unlimited with Living.
Groups & Trips
From roommates to international vacations
Unlimited Groups
Create as many groups as you need — roommates, office lunch, weekend trips, family expenses. No limits, ever.
Trip Groups
Special trip mode for vacations. Add expenses in different currencies per transaction — dinner in EUR, taxi in GBP, shopping in USD, all in one group.
Multi-Currency Support
150+ currencies with separate balances per currency. Each group member can see amounts in their preferred currency with live conversion.
Smart Debt Simplification
If A owes B ₹500, B owes C ₹500, and C owes A ₹500 — NoDue simplifies it to zero transactions.
Real-Time Activity Feed
Every expense added, every settlement made — see it all in a live feed. Push notifications keep everyone in the loop.
Group Analytics
See spending breakdowns by category, top spenders, and monthly trends — all at the group level.
Payments & Currency
Settle up in seconds, not days
Instant UPI Settlement
Tap "Settle Up" and NoDue opens your UPI app (Google Pay, PhonePe, Paytm) with amount, UPI ID, and note pre-filled.
150+ Currencies
INR, USD, EUR, GBP, AED, SGD, THB, and 140+ more. Each currency maintains its own balance — no forced conversions.
Currency Conversion
Optionally convert all balances in a trip group to a single settlement currency. See real-time rates and convert with one toggle.
Analytics & Insights
Understand where your money goes
Spending Analytics
Visual charts showing monthly spending, category breakdowns, and period-over-period trends.
Smart Insights
"You spent 40% more on food this month" — personalized insights that help you understand your spending patterns.
Social Insights
See your top splitting partners, most active groups, and which friends have the highest outstanding balances.
Category Tracking
15+ expense categories — Food & Drinks, Transport, Shopping, Entertainment, Rent, Utilities, Medical, and more.
Offline & Sync
Works everywhere, even without internet
Full Offline Mode
Add expenses, create groups, browse balances — all without internet. NoDue uses offline-first architecture with local caching.
Auto-Sync
Everything syncs automatically when you're back online. Track sync status, retry failed syncs, and never lose a transaction.
Instant Load
Cache-first architecture means screens load instantly from local data. Network fetches happen in the background.
Security & Privacy
Your data, locked down
Bank-Level Encryption
All data encrypted in transit and at rest. JWT-based authentication with refresh tokens. Rate-limited endpoints prevent abuse.
No Ads, No Tracking
Zero ads. Zero third-party tracking. We don't sell your data, period. Servers hosted in India for data sovereignty.
Optimistic Locking
Race conditions in simultaneous settlements? Prevented. Our optimistic locking system ensures no double payments or data conflicts.
Be first when we launch.
Drop your email and we'll let you know the moment NoDue goes live on the App Store and Google Play.