Comparison · 2026
NoDue vs Splitwise
Both apps split bills with friends. The difference is what stays free. Here's an honest, side-by-side look — so you can decide in two minutes.
| Feature | Splitwise (free plan) | NoDue |
|---|---|---|
| Expenses per day (free plan) | Capped — a small daily limit, then you wait until tomorrow | Unlimited, forever |
| Cooldown between expenses | ~10-second timer between saves on the free plan | None |
| Ads | Video ads on the free plan | No ads, ever — on any plan |
| Split methods | Equal, exact, percentage, shares, adjustment | All 5 methods, free — equal, exact, percentage, shares, adjustment |
| Receipt scanning | Paywalled (Pro) | 10 free AI bill scans every month, 30+ with NoDue.Living |
| Currency conversion | Paywalled (Pro) | 150+ currencies with per-currency balances, plus trip mode with live conversion — free |
| Charts & analytics | Paywalled (Pro) | Spending analytics by category, group, and time — free |
| Settle up | Payment integrations vary by region | Copy your friend's UPI ID and pay from any UPI app (India), or settle over Venmo (US) — NoDue never touches your money |
| Offline mode | Requires a connection for most actions | Add expenses offline; everything syncs when you reconnect |
| Debt simplification | Yes | Yes — per-group toggle, works across chains (A→B→C becomes A→C) |
| Price of the paid tier | about $4.99/month or $49.99/year (Pro) | Core app is free. NoDue.Living (optional, for shared homes) from ₹49/month with a 7-day trial |
Splitwise details reflect its publicly documented free-plan behavior and Pro pricing as of August 2026 and may change — check splitwise.com for current terms. Splitwise is a trademark of Splitwise, Inc. NoDue is an independent product and is not affiliated with or endorsed by Splitwise.
The short version
Splitwise is the app that made bill splitting mainstream, and it still works well — until you hit the free plan's daily expense cap in the middle of logging a dinner. The features most people reach for next — receipt scanning, currency conversion, charts — sit behind Splitwise Pro.
NoDue's free tier is the whole core product: unlimited expenses with no cooldowns, every split method, 150+ currencies, analytics, offline mode, and direct settle-up — copy your friend's UPI ID and pay from your own UPI app in India, or use Venmo in the US. We charge for one thing — NoDue.Living, an optional tier that automates recurring bills and subscription splitting for shared homes. If you never need that, you never pay.
Switching takes about five minutes: download NoDue, export your Splitwise CSV, and import it — history preserved.
Frequently Asked Questions
Is NoDue really free?
Yes. Unlimited expenses, unlimited friends, unlimited groups, all 5 split methods, multi-currency balances, analytics, reminders, offline mode, and settle-up are free — with no ads and no daily caps. The optional NoDue.Living tier adds shared-home automation like recurring bills and subscription splitting.
Can I import my Splitwise data into NoDue?
Yes. Export your data from Splitwise as a CSV, then use Import Data inside NoDue. Your history comes across as a preserved record, with member mapping so past expenses line up with your NoDue friends.
Does NoDue handle money?
No — and that is deliberate. In India, NoDue shows your friend's UPI ID with one-tap copy, and you pay from whichever UPI app you already use. In the US, settling opens Venmo. Money moves directly between you and your friend; NoDue just records the result.
How much does NoDue cost?
The core app is free — no trial, no time limit. NoDue.Living, the optional tier for shared homes (recurring bills, subscription splitting, property dashboards), is ₹49/month, ₹499/year, or ₹1,499 once for lifetime access, with a 7-day free trial.